Wells Fargo Home Loan Credit Requirements

Buying a home involves much more than securing a loan and making monthly payments.

Wells fargo home loan credit requirements.

We will be able to offer a loan commitment upon verification of application information satisfying all underwriting requirements and conditions and property acceptability and eligibility including appraisal and title report. Wells fargo mortgage credit score requirements. But that rule is not set in stone. Official page for wells fargo home mortgage loans.

This is a wells fargo product that allows buyers to purchase a home with a minimum down payment of 3 for a fixed rate conventional mortgage of up to 510 400. While other similar products are available on the market the one offered by wells fargo mortgage doesn t have specific income and counseling requirements. Our home mortgage consultants can help you get started with a free consultation. The wells fargo home projects credit card provides your customers with flexible financing options for your home improvement products and services.

While they don t offer a traditional home equity loan consumers can get a fixed rate advanced or a variable heloc at competitive rates. Provider of banking mortgage investing credit card and personal small business and commercial financial services. The index as of the last change date of march 16 2020 is 3 25. Enter your username and password to securely view and manage your wells fargo accounts online.

Wells fargo requires a 620 credit score for most mortgage borrowers. Click here to sign on to your wells fargo account s. Wells fargo home mortgage is a division of wells fargo bank n a. To help get started the wells fargo my firsthome interactive module provides an overview of the path to successful homeownership.

The apr for a wells fargo home equity line of credit is variable and based on the highest prime rate published in the western edition of the wall street journal money rates table called the index plus a margin. Wells fargo is a leader in the mortgage industry and offers strong options when looking for a home equity line of credit. The wells fargo home projects credit card is designed exclusively for home improvement businesses.