What Does Garage Keepers Cover

The terms garage liability and garagekeepers is an issue not only for clients but most agents and csrs also find it just as confusing.

What does garage keepers cover.

Garage liability is not garage keeper coverage. This kind of coverage also includes the ownership and use of the autos as well as maintenance. Garagekeepers legal liability insurance provides protection in case a vehicle is damaged by fire theft vandalism or collision. The policy refers to the ownership maintenance or use of locations for garage business operations.

Garage keepers liability coverage what you need to know. A basic garage liability insurance policy is designed to cover bodily injury or property damage caused by an accident during garage business operations garage liability coverage is typically purchased by automobile dealerships and repair shops among other businesses. Garagekeepers liability insurance covers sums you must legally pay as damages for loss to a customer s auto or its equipment left in your care while you are attending servicing repairing parking or storing it in your garage operations this term means the use of locations for the purpose of a business of selling servicing repairing parking or storing. A general liability policy does not cover damage to vehicles that do not belong to the insured party.

What does a garage keepers insurance policy cover. Additionally this policy is comprehensive meaning it will provide diverse coverage other than collision or overturn. This policy is comprehensive which usually means that anything other than collision or overturning the vehicle is covered. Garage liability insurance is a policy that covers bodily injury or property damage caused by an incident out of garage operations.

The difference between garagekeepers and garage liability insurance. Garagekeepers legal liability coverage is an optional coverage designed for business owners who offer towing services or operate service stations. What does garage keepers liability cover. Garagekeepers liability coverage.

Garage keepers insurance is a separate policy that covers the property damage to a client s car while it is in the care of the policyholder. When you drop off your car at an auto repair garage you do not only expect it to be fixed but you expect it to remain safe while in the custody of the garage keeper. Check with our agents for more details on coverage.